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South Dakota ZIP Codes
Clark County
Willow Lake, SD
57278
57278 ZIP Code — Willow Lake, SD
Clark County, South Dakota
ZIP code 57278 is located in
Willow Lake ,
South Dakota ,
within Clark County .
It covers approximately 157.59 square miles and serves a population of
972 residents.
This is a standard ZIP code in the Central (CT) timezone,
served by area code 605 .
About ZIP code 57278
The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $170,000. Owner-occupancy is high at 81%, well above the national average.
The gap between median ($60,536) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 6% is below the national average. 37% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with agriculture and mining as the leading industry. The average commute of 17 minutes is near the national average. Remote work is prevalent — 32% of workers work from home.
College attainment at 19% is below the national average, consistent with a trades and production-oriented local economy.
Overall, ZIP code 57278 reflects a community defined by a trades-oriented workforce, high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.
57278 ZIP code map
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Cities in ZIP code 57278
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Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
972
Population density
6 / sq mi
State FIPS
46
County FIPS
025
Geography
Land area
157.59 sq mi
Water area
1.25 sq mi
Latitude
44.6311
Longitude
-97.7350
Timezone
Central (CT)
Area code
605
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
30.7%
50.3%
41.7%
$50k – $100k
51.1%
31.8%
33.8%
$100k – $200k
17.1%
14.4%
20.1%
Over $200k
1.1%
3.5%
4.4%
Demographics & statistics
$60,536
Median household income
$170,000
Median home value
19.0%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 409 42.1%
18 and over 563 57.9%
65 and over 130 13.4%
Median age 25.2 years
Race & ethnicity
Black or African American
1.1%
Group Count %
White 880 85.6%
Hispanic or Latino 56 5.4%
Other race 46 4.5%
Two or more races 35 3.4%
Black or African American 11 1.1%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
30.7%
50.3%
41.7%
$50k – $100k
51.1%
31.8%
33.8%
$100k – $200k
17.1%
14.4%
20.1%
Over $200k
1.1%
3.5%
4.4%
Range % of households
Under $10k 4.5%
$10k–$15k 3.7%
$15k–$25k 3.7%
$25k–$35k 4.9%
$35k–$50k 8.2%
$50k–$75k 32.1%
$75k–$100k 20.2%
$100k–$150k 7.0%
$150k–$200k 11.5%
$200k+ 4.1%
Median income $60,536
Housing
Housing overview
Metric Value
Median home value $170,000
Median rent / month $813
Owner occupied 80.7%
Renter occupied 19.3%
Vacant 16.8%
Single-family detached 93.8%
Large apartment buildings 0.0%
Mobile homes 1.0%
Median rooms 6.4
Avg household size (owned) 3.52
Year built
Era %
2020 or later 0.0%
2010–2019 5.1%
2000–2009 9.9%
1990–1999 11.6%
1980–1989 4.8%
1970–1979 13.4%
1960–1969 9.6%
1950–1959 6.8%
1940–1949 3.4%
1939 or earlier 35.3%
Bedrooms
Size % of units
No bedroom (studio) 1.4%
1 bedroom 5.5%
2 bedrooms 12.0%
3 bedrooms 33.6%
4 bedrooms 37.3%
5+ bedrooms 10.3%
Vehicles per household
Vehicles % of households
No vehicle 1.6%
1 vehicle 14.0%
2 vehicles 27.6%
3 or more 56.8%
Heating fuel
Fuel type %
Utility gas 31.3%
Electricity 41.2%
Propane / LP gas 25.9%
Fuel oil 0.4%
Wood 0.8%
No fuel used 0.4%
Households & families
Household type Count %
Married-couple family 168 69.1%
Cohabiting couple 5 2.1%
Male householder, no spouse 10 4.1%
Female householder, no spouse 60 24.7%
Households with children under 18 98 40.3%
Households with seniors (65+) 90 37.0%
Average household size 3.79
Marital status
Status Male Female
Never married 24.7% 25.9%
Married 64.0% 49.6%
Separated 0.0% 0.0%
Widowed 0.0% 19.6%
Divorced 11.3% 4.9%
Education
Some college, no degree
24.9%
Graduate / professional
1.6%
Metric %
HS diploma or higher 93.3%
Bachelor's or higher 19.0%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 25 8.4%
Kindergarten 21 7.1%
Elementary school 154 51.9%
High school 88 29.6%
College / grad school 9 3.0%
Employment
Industry of employment
Agriculture & mining
42.9%
Education & healthcare
13.9%
Arts, food & hospitality
9.4%
Transportation & utilities
4.3%
Professional & management
4.3%
Finance & real estate
0.5%
Public administration
0.5%
Occupation
Category %
Management, business & arts 46.9%
Service 5.6%
Sales & office 25.7%
Natural resources & construction 18.2%
Production & transportation 3.5%
Employment type
Type %
Private sector 59.2%
Government 9.1%
Self-employed 30.8%
Unpaid family workers 0.8%
Commute
Method %
Drive alone 56.6%
Carpool 5.9%
Public transit 0.0%
Walk 3.8%
Work from home 31.9%
Other means 1.8%
Avg commute (minutes) 16.9
Poverty
Married-couple families
0.6%
Female-led households
0.0%
Income support
Source % of households
Social Security 37.0%
Retirement income 11.9%
Supplemental Security 2.5%
Cash public assistance 0.4%
Food stamps / SNAP 0.4%
Health indicators
Condition %
Obesity 34.7%
High blood pressure 33.7%
High cholesterol 31.6%
Diabetes 10.0%
Heart disease 7.8%
Stroke 3.6%
Asthma 8.9%
Arthritis 25.9%
Kidney disease 3.3%
Pulmonary disease 7.0%
Cancer 7.9%
Behavior / access %
Smoking 19.0%
Binge drinking 18.9%
No physical activity 24.6%
Less than 7 hrs sleep 27.6%
Depression 15.2%
Fair or poor health 12.7%
Poor mental health 10.6%
Poor physical health 9.8%
No health insurance 12.5%
Visited doctor (checkup) 75.5%
Visited dentist 66.6%
Cholesterol screening 88.8%
Teeth loss 15.5%
Veterans & disability
Veterans Count %
Civilian veterans 32 5.7%
Disability %
Any disability 7.4%
Under 18 5.6%
18–64 years 1.8%
65 and over 31.5%
Health insurance coverage
Type %
Private insurance 70.5%
Public insurance 33.3%
No insurance 4.6%
Uninsured under 19 4.0%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 849 87.3%
Spanish 10 1.2%
Other Indo-European 10 1.2%
Asian & Pacific Islander 0 0.0%
Other languages 0 0.0%
Place of birth & citizenship
Origin Count %
Native born (US) 950 97.7%
Born in same state 950 97.7%
Born in different state 839 86.3%
Foreign born 0 0.0%
Naturalized citizen 22 2.3%
Not a US citizen 2 9.1%
Ancestry
Ancestry Count %
Polish 209 21.5%
English 100 10.3%
Italian 92 9.5%
Ancestry Count %
French 27 2.8%
Arab 23 2.4%
Dutch 2 0.2%
Technology access
Metric % of households
Computer access 25.0%
Internet access 88.1%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 57278
What city is ZIP code 57278 in?
ZIP code 57278 is primarily assigned to Willow Lake, South Dakota.
What county is ZIP code 57278 in?
ZIP code 57278 falls within Clark County, South Dakota.
Is ZIP code 57278 family-oriented?
42% of residents in ZIP code 57278 are under 18, reflecting a younger, family-oriented community.
Is ZIP code 57278 mostly owner-occupied?
81% of occupied units in ZIP code 57278 are owner-occupied, well above the national average.
Does ZIP code 57278 have a large retiree population?
37% of households in ZIP code 57278 receive Social Security income, suggesting a significant retiree or disability population.
What is the typical home value in ZIP code 57278?
The median home value in ZIP code 57278 is $170,000.
What timezone is ZIP code 57278 in?
ZIP code 57278 observes the CST timezone.
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